Disclosure walkthrough
Use Form CRS, Form ADV, statements, and fund documents to find the costs.
Blueprint BP-006 · Personal finance
Know what your financial advice costs in dollars.
Find every layer of cost, compare it with the planning work you receive, and choose a payment model that fits your actual needs.
SEC disclosure frameworkFees converted to dollarsService value includedPaid relationships disclosed
Free Fee Starter
Where should your advisor review begin?
Answer four questions for a practical starting point. This does not tell you to hire, fire, transfer, or trade.
Everything included for $19
Audit cost without pretending advice has no value.
The complete product combines disclosure guidance with five working cost and comparison tools.
Annual cost calculator
Turn advisory and investment percentages into dollars.
Compounding illustration
See how different cost assumptions may affect ending value.
Fund expense audit
Calculate a portfolio’s weighted expense ratio.
Fee-model comparison
Compare asset-based, flat, and hourly structures at the same scope.
Seven questions
Ask about services, conflicts, compensation, breakpoints, and exit costs.
Complete Blueprint
AUM, flat, hourly, commissions, fund costs, cash, conflicts, Form CRS, Form ADV, and advisor research.
Web guide + printable PDFInteractive tools
Use your balance, fee schedule, fund expenses, planning scope, and time horizon.
Five working toolsMeeting-ready resources
Carry the cost inventory, service scorecard, and seven questions into the relationship review.
Print, save, and reuseThe ThriveHuman approach
Do not optimize fees in isolation.
Good advice can create value through planning, tax coordination, risk management, behavior, organization, and decision support. The goal is to understand the full cost and whether the relationship earns it.
Affiliate links remain on hold. No adviser, brokerage, fund, planning network, or automated service is promoted for compensation.
Complete Blueprint
Get the complete Financial Advisor Fee Audit.
Full guide, annual cost, compounding illustration, fund audit, model comparison, and meeting questions.
Blueprint price$19NOT READY TO BUY?Start with free guidance. Read the purchase and access policyWorking through several decisions?The $79 annual membership costs less than buying five Blueprints individually. Secure checkout powered by Stripe. Immediate access after purchase.
One-time purchase. Includes the full web Blueprint, printable PDF, five interactive tools, worksheets, checklists, and future major updates.
- Immediate browser access
- Printable resources and working tools
- Future major Blueprint updates
Already purchased or have a membership? Restore access or open My Blueprints.
Before you buy
Best for
Someone actively choosing, comparing, or correcting a financial advisor fees decision.
What it helps you do
Find every layer of cost and compare it with the work received.
Working deliverables
- All-in annual fee calculator
- Advice-model and service comparison
- Advisor fee question script
Time to start
About 20 minutes. Save your progress and return as documents or quotes arrive.
Get an answer or identify what is still missing before choosing the complete decision system.
How ThriveHuman earns your trust
Decision firstGuidance begins with fit, costs, tradeoffs, and failure points.
Source awareImportant details are grounded in official terms and credible primary resources.
Commercially independentCompensation does not determine which options are included or preferred.
Is this personalized professional advice?
No. A Blueprint is educational decision support. It helps you compare options and prepare better questions for qualified professionals when needed.
What if prices, policies, or offers change?
Verify live terms before acting. Your purchase includes future major Blueprint updates, and our guidance identifies the details most likely to change.
Can an affiliate commission change the recommendation?
No. Paid relationships are disclosed beside eligible links. An option does not need to compensate ThriveHuman to be included.
How do I regain access later?
Use the purchase email or the restore page. You can reopen every Blueprint purchased with the same email address.
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